Where and how to get an extract from the personal account of the apartment owner?
Content
A financial-personal account is opened for each owner or owner of residential real estate, and contains information about the composition of entities who have the right to permanently reside in a specific apartment. An extract from the financial and personal account for an apartment can only be issued to the copyright holders or tenants of the property.
What is an extract from the personal account of an apartment?
Having citizens' right of ownership of housing and a social tenancy agreement makes it possible to register the apartment, after which the specified account can be opened.
As a rule, it is maintained by an organization servicing an apartment building, and the account information contains the following information:
- information about each citizen registered at the address;
- basic information about housing - area, degree of improvement, etc.;
- address of the immovable property;
- the composition of utilities that are available in this apartment.
The copyright holder has the opportunity to obtain any information from the financial account; for this purpose, an extract from the personal account is drawn up and issued. Let's consider who has the right to apply for this document and what practical significance this paper will have.
Why is this document needed?
Why do I need an extract from the personal account of the apartment? The practical application of the document directly depends on the information contained in the extract from the personal account of your apartment.
Let us highlight the most common situations when citizens need to receive it:
- checking the validity of the calculation of payments for housing and communal services and housing maintenance, since the statement indicates the main parameters used for calculation;
- obtaining data on the composition of persons living at the specified address;
- for a privatization transaction;
- registration of benefits for payment of housing and communal services through social security authorities.
Owners can also find out the rent arrears on their personal account if they do not receive current receipts from the management company.
You can also check the existence of rent arrears using your personal account data without receiving a documentary statement form, since in most regions such information is provided online.
Since it is possible to find out in the statement whether there is arrears for utility bills, this document will be used when preparing an agreement for the purchase of real estate. The absence of debts for housing and communal services is one of the important requirements from the buyer.
Where can I get it?
Personal accounts for an apartment are opened in an organization servicing the housing stock, after which the authority to charge rent and housing and communal services can be transferred to specialized settlement centers.
In addition, the Russian Federation has a system of bodies that provides citizens with various state and municipal services - Multifunctional Centers.
Based on this, you can obtain an extract in the following ways:
- by contacting directly the management company servicing the house;
- by contacting a settlement center that accrues and collects payments;
- by submitting an application to the centers for receiving personal account statements at the MFC (multifunctional centers);
- by using online services, if they are introduced in your region, as well as through the electronic portal of public services.
Financial and personal accounts for apartments are issued for any form of ownership of residential real estate (for example, private or municipal property), and registration of new citizens in an apartment will automatically entail making appropriate changes to the personal account statement.
Let's look at how to get an extract from the apartment's personal account and what algorithm of actions the applicant will have to follow.
Stages of obtaining a document
If citizens only need to clarify the amount of current payments for housing and communal services or find out the debt, there is no need to apply for information in documentary form.
To find out your current rent arrears online, just enter your personal account number on specialized electronic resources on the Internet (if the housing and communal services company uses this option for providing information).
What documentation is required to receive a personal account statement in writing? In this case, you need to provide the authorized body (for example, the MFC) with the following package of documents required to obtain an extract:
- an application in the prescribed form, which will indicate to whom the extract from the personal account of a particular apartment is issued;
- identification document of the applicant;
- title documents for residential premises (certificate of title, USRN extract, social tenancy agreement, etc.).
Note! In most cases, when receiving an extract from a personal account for an apartment indicating the debt for utility bills, it is enough to present a passport with a registration stamp. Filling out an application may be necessary if detailed information indicating the parameters of the apartment is needed (for example, when applying for social benefits or for privatization).
When filling out an application through the MFC, you will receive an extract within 1-3 days; when contacting a settlement center or management company directly, this document can be issued directly upon presentation of a passport. When applying for an extract through the State Services portal, the processing time for the document can be up to five days.
To select the required service, enter its name into the search bar, as in the figure below:
If you issue an extract, please note that its validity will not exceed one month. This is due to the regularity of utility bills - once a month. After the specified period, you will need to obtain a new document.
What does a sample statement look like?
What does a sample personal account statement look like? A sample extract from the personal account of an apartment is approved by local authorities (for municipal housing stock), or its form is included in the appendix to the agreement for the management of an apartment building.
However, the standard statement must indicate:
- composition of registered persons;
- total and living area of the apartment used to calculate utility bills;
- the number of separate residential premises (rooms) in the apartment;
- the presence or absence of certain types of utilities and the degree of improvement (the extract lists the specific types of utilities that are available in the residential premises);
- residential address.
To find out about the contents of this document, get a sample statement on our website - it contains all the basic information about the status of your personal account. This sample can be used when submitting an application to the Multifunctional Center or management company.
Also, samples of these statements should be available for review at information stands in the management company or in the settlement center that calculates payments.
Price
Is there a fee for issuing this document, and what is the cost of the extract? Although many types of certificates and forms are issued on a fee basis, the issuance of statements from financial and personal accounts is free of charge.
In fact, the cost of services for the production of this document is included in the tariff for housing maintenance, so any requirement to pay a fee will be illegal.
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