Simple ways to find out rent arrears
Content
The presence of debt for housing and communal services will lead to extremely unfavorable consequences - forced collection of debt in court, and in some cases, eviction of citizens from residential premises. If you don’t know the amount of your rent debt, you can find out about your debts in various ways, including using various online services .
How to find out your debt?
Utility payments are calculated by the management company or housing and communal services enterprise by sending monthly receipts.
In addition, if a payment debt arises, a demand will be sent to the tenants or owners, indicating the amount of rent debt and the period during which it must be repaid.
find out if you have rent arrears in the following ways:
- for housing and communal services by personal account number;
- the total amount of accumulated debt through the use of various online services;
- clarify the amount of housing debt by indicating your address when making an oral appeal or request to a settlement center or housing and communal services company.
To find out about debt, citizens of the Russian Federation need to provide evidence of legal residence or ownership of an apartment or indicate other identifying information.
By personal account
A personal account is opened for each residential premises, which reflects not only the calculation of current payments, but also the debt that has arisen.
The LS number is unique and is assigned to each individual apartment. This number is indicated on each payment receipt, which allows you to identify incoming amounts of money from citizens.
If you have a personal account number, you can find out about your existing rent arrears using the following options:
- contact the management company, homeowners association or housing and communal services company directly;
- by indicating your personal account when contacting the payment center, you can find out what rent has been charged;
- through electronic services, if the housing and communal services company provides such a service (for example, through State Services ).
By personally contacting these authorities, the owner of the apartment will be able to find out about the amount of debt, and if there is no debt, a certificate of no debt will be issued.
Is it possible to find out the personal account number if the tenant does not have such information? This can be done by indicating the address of the residential premises and confirming the rights to the apartment.
By the address
If there is no information about the digital code, the residential address will help you find out about the debt. Where can you find out your rent arrears if you only know your address?
It is not always possible to obtain such information through Internet resources, since online services, as a rule, are directly related to the processing of receipt codes (account numbers).
However, by indicating a reliable address of the residential premises, the amount of debt and current payments, it is possible through settlement centers and management companies. To do this, you need to present a passport with confirmation of registration at the specified address.
Via the Internet through online services
How to find out rent arrears online? Currently, you can find out about the amount of debt via the Internet only if the housing and communal services company has connected such a service.
In most large and medium-sized cities, this opportunity is available to every resident - you can view the debt through official websites by indicating the address or using your personal account number.
List of sites for checking housing and communal services debt:
- gosuslugi.ru - (after authorization in your Personal Account, go to the “Accruals” tab → “Personal accounts”);
- peney.net - private Internet service;
- sberbank.ru (Sberbank Online) is the most popular method of verification and subsequent payment;
- kvp24.ru - specialized payment service;
- The Yandex.Money online service provides such an opportunity to check and pay debts.
Video on paying for housing and communal services using the Yandex.Money wallet:
The information obtained in this way must be carefully checked, since errors are often made when maintaining electronic databases. In particular, you need to make sure that the exact amount of your debt is indicated; to do this, you need to check the validity of the calculation of payments and the address details of the information received.
If payment for utility services is linked to a bank card number, using an ATM you can also find out the amount of the current debt using the SMS code.
In this case, the information will be provided directly on the ATM screen, after which citizens will be able to immediately pay the current payment or debt for housing and communal services.
Knowing your personal account, you can not only find out how much your rent is, but also pay the accrued debt via the Internet. Also, these services allow you to find out the amount of interest accrued on the debt.
Rent debts: consequences
Having rent debt can create extremely unfavorable consequences:
- citizens may be denied privatization;
- if there is a debt, there is a refusal to provide benefits for housing and communal services;
- establishing a debt during the preparation of a transaction often entails the buyer’s refusal to enter into an agreement;
- If there is debt for housing and communal services, the bank may refuse to approve the loan application.
To avoid such consequences, you need not only to find out and pay off the debt that has arisen, but also to obtain an official certificate of its absence.
Obtaining a certificate of no debt
To obtain a certificate of debt, you must personally contact the owner of the residential premises or his representative to the management company or settlement center.
Through online resources, you can only find out about the amount of debt and repay it; however, certificates in documentary form are issued only upon personal application.
A certificate of no debt is issued only after checking the personal account information. If late payments are identified, they can be repaid immediately upon application. In this case, a certificate of no debt is issued immediately after depositing funds.
Rent debts: amount and terms
The obligation to pay for housing and communal services in a timely manner and in full is established for each owner or tenant of residential premises.
In this case, the housing and communal services enterprise is obliged to use current tariffs approved by authorized bodies or an agreement for the management of an apartment building to calculate payments.
Payments for housing and communal services must be made monthly; delay in even one payment is considered a debt and may result in forced collection. The basis for forced collection is violation of payment terms, and the amount of debts has no legal significance.
If the tenant is in arrears on utility bills for more than six months in a row, grounds arise for forced eviction to another residential premises.
This procedure is carried out in court at the request of the authorized bodies, and before going to court, the procedure for filing a claim for debt repayment must be followed.
Debt collection: how it happens
Forced collection of debt for housing and communal services is carried out in court; for this, the management company or other authorized body must perform the following actions:
- if the amount of the debt is indisputable, collection can be carried out by issuing a court order from a bailiff;
- if there is a dispute, the case is considered by courts of general jurisdiction;
- Based on the results of the trial, a decision is made and a writ of execution is issued;
- enforcement documents are sent to officials of the FSSP for enforcement proceedings;
- within the framework of enforcement proceedings, the recovery is applied to the debtor’s salary or other income, and in case of a large amount of debt - to the property of citizens.
To avoid forced debt collection, it is necessary to timely clarify the amount of overdue payments and repay the debt in full for the provided housing and communal services.
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